Creating Effortless Abundance - Mindset Shifts to 10X Your Wealth with Dr. Beverly Wixon

Money mindset is actually found in your perspective and appreciation for what you already have and not in your bank account or your job.

How do you receive more money without adding anything more to your plate? 

My guest this week is here to share that your money mindset is actually found in your perspective and appreciation for what you already have and not in your bank account or your job. Dr Beverly Wixon, money mindset coach and former English teacher, shares how she increased her savings 10 fold without getting a second job or making any significant changes in her financial world. She found this new abundance through gratitude, a change in vocabulary and no longer taking gift cards, refunds and discounts for granted. She shares the impact her growth mindset lessons made on the future of her then middle school students, along with simple things you can do to increase your wealth and abundance today!

In this episode we chat about:

How Beverly’s journey started with a peanut butter and jelly sandwich.

Using your words mindfully to create more wealth.

Why you should keep track of all the money you receive.

Recognizing how much abundance you already have access to.

Beverly’s “20 minutes to find $100” free calls that she offers.

The stigma around wealth, rich people and money.

Beverly’s biggest lesson working with Paula as a private client.

And so much more!

Dr. Beverly Wixon is a former English teacher turned Money Mindset Magic Coach, Coca-cola drinker (although she’s almost trying to cut back), mama to one fur-baby (Pyewacket), and a hope springs eternal optimist. She lives about a half-hour from the Happiest Place on Earth -- the World version - And she visits often. Dr. Beverly empowers people to embrace abundance as their birthright and to grow their wealth with simple powerful exercises, to be happy on a daily basis, and to feel free to make choices from a place of love and security, so that they can enjoy life in the present while they create their ideal future.

Connect with Beverly!


(02:41) Beverly shares her signature “peanut butter and jelly sandwich” story which moved her out of the classroom and into money mindset coaching by never saying “I’m broke” and “I can’t afford it” ever again.

(05:42) How Beverly 10Xed her savings in 6 years without getting an extra job and just changing the way she viewed money.

(09:29) Beverly’s first steps into gratitude and keeping track of all money that she received.

(11:02) Recognizing where you are in the moment and being aware of how much abundance you already have access to.

(12:13) How Beverly taught her middle school students to succeed in high school by building their growth mindset.

(19:18) Beverly’s “20 minutes to find $100” free calls that she offers.

(21:30) The stigma around wealth, rich people and money. How wealth is different for everybody.

(23:30) How money mindset is really a shift in perspective to appreciation and gratitude.

(24:54) Beverly’s biggest lesson working with Paula.


Paula Shepherd 0:01

Hi, I'm Paula shepherd. I went to college to get a good job and make a lot of money. Back then, no one talked about doing what you love. And while I successfully climbed the corporate ladder, I felt like there was something missing. So I left the seemingly comfortable corporate world at 40 years old for the freedom of full time entrepreneurship. Today, I get to help ambitious women go from entrepreneur to confident CEO of their lives and businesses. I created this podcast to share what I've learned with you to make your journey just a little easier, and to connect you with other incredible business owners who took a chance on themselves and who they are becoming. So whether you're just getting started, are all in for just want to hear a friendly voice. Come on in and sit with us. Now, let's dive in. Welcome to another episode of The confidence Sessions. Today I have with me, Beverly wicks, and she's a magical money coach. And she works with her clients on money mindset. She's a former English teacher turned money mindset magic coach, a Coca Cola drinker, although she says she's trying to cut back she has a mama to her for baby pie whack it, which I believe you call him pi for short. And she is a hope springs eternal optimist. She lives about half an hour from Disney World, the happiest place on earth, and she is a Disney fanatic. But most importantly, she empowers people to embrace abundance as their birthright and to grow their wealth with simple, powerful exercises so that they can be happy every single day. And to feel free to make choices from a place of love and security, and enjoy their lives in the present. While they're creating their ideal future Dr. Beverly wicks in. Welcome to the conference sections.

Dr. Beverly Wixon 2:13

Hi, Paula. Thanks so much. Hi, everybody.

Paula Shepherd 2:17

Oh, my gosh, you have the best story. And I think this was probably the first story that I heard. And it was about just peanut butter and jelly sandwich. Do you remember the story? I'd love for you to start off just chatting about this story, because I think it's really important to what triggered you to start your business.

Dr. Beverly Wixon 2:40

Yeah, I was sitting at lunch, which I rarely went to lunch with other teachers. I usually worked through lunch, but this particular day, I happened to be there. And there were about five of us. And one, there was a married couple there were married couple, and they were eating peanut butter and jelly sandwiches, which personally I love. So I thought nothing about it. But the other people there commented on it because they usually had this big spread of food. And they were like, Yeah, well, you know, it's the end of the month, we're broke. And I was sitting there thinking I know about what they make, because it's public knowledge, right? And so I thought, I know they have a small house one child, how could they be totally broke? So I said, so which one of you put your check into your tax sheltered annuity. And they looked at each other laughed and looked at me and said, We don't have one of those were teachers, but we can't afford it. I was totally shocked because I had one. And that prompted me then to go home and look at my numbers. Because I was getting close to you know what I thought was going to be the end of my career. And I looked at my numbers was like, Holy crap. I can't afford to get out. So I called my tax guy. And he was like trying to put me off for a couple of weeks as I've been in it this week. I need to see you this week because we need to make some changes. So throughout that a few days before he got there, I was like, I have to have this much money in order to get out of halftime. And he got there and he goes, You know, I'm so glad you call because we just started this brand new programme, guaranteed X percent for X years. And I'm like, awesome. He goes, Well, it's still gonna take you 10 years to hit your magic number I submitted in an app. I wanted five. I'll give you six. He's like no, it'll take you 10 Nope. Six years later, I hit my magic number. I worked for another semester because I also manifested a $50,000 grant for the elementary school library I was working in at that time. And so then I walked away with all the money that I wanted, because the day they said I can't afford. I quit saying that I said I'm never saying I'm broke again. I'm never saying I can't afford again. And that made changes right there. And that's what led to everything else.

Paula Shepherd 4:54

And that everything else is so important. It all started with a peanut butter and jelly sandwich and that story just never gets old. I've heard it a lot. And I it's like your signature. It's the best story ever. It all started with a peanut butter and jelly sandwich. And but you you did talk negatively about money and wealthy people. And you know, you saw people who just kind of looked at teachers as well they do this because they love it and they're givers. And they just they don't make a lot of money and all the things that people people said. And in the meantime, you were able to on that same salary 10x your savings personally? Was that a lot of money strategy? Or was that more the way you thought about money that changed it?

Dr. Beverly Wixon 5:47

Yeah, up until that peanut butter and jelly sandwich day. I said the same thing. Everybody else said, I'm a teacher. I don't make any money. I'll never get rich teaching. I mean, I heard this from everybody I worked with, from family, from supervisors from the district office, from strangers. I mean, if I said, Yeah, I'm a teacher, they were Oh, y'all don't make enough money. First thing. And I said it too. And I said, the day of the peanut butter and jelly sandwich episode, I swore to myself, I'd never say I'm broke, and I can't afford again. And those two things made a difference in that when payday came around, I still had a few dollars. Not a whole lot, but a few. And so that's when I started looking at the words I say, the things I did the words I listened to, from myself and other people. And I started diving into making changes going through all my money, personal money, memories, the language I used, and all these little things and just making simple changes starting to be more grateful for what I had. And like I said, I did look at my numbers that night and freaked out. And during that six years, I did nearly 10 exit, no extra job. I did do some little things like I, I was team leader. So I got a little bonus at the end of the year, which in the past, I had taken that and just bought everybody lunch. Anyway, instead of thinking this is something I earned, I did a couple things like I did sell tickets for a football game got paid a few dollars and got a free dinner. And I started to look at those free dinners as this is money in my pocket because I didn't have to buy dinner that night. And I previous to that I didn't I had never looked at it that way I had just looked at it as this is some little thing they're giving teachers because you know, we don't make enough money. So yeah, I was very negative. And I didn't do anything major, like so I manifested that savings programme, because we stopped on my other programmes put all my money into that without putting extra money in just the same amounts I had been putting in. But it multiplied exponentially because of that. So it's all it was all between yours.

Paula Shepherd 7:57

You know, and when you were just saying that I keep I keep thinking about, you know, my money mindset and the way that I was around that to have, oh my gosh, it's payday. But the joke was always the money's already spent, like, oh my gosh, everybody look at your account right now. Because in about three or four hours, it's all gonna be spent, it's never gonna look like that again. And then we're all everybody's gonna be waiting for the next two weeks. And that that was kind of the running joke for a really long time. Like for a lot of people. And the reality was, you know, people thought, Well, I'm not saving, because I need that extra amount of money. Now this isn't around, obviously money and putting things away and all of that, but having the gratitude around like my I might not be able to put $200 into some XYZ account or a savings account, or a piggy bank or whatever it is, I might only be able to put $2 At this moment, but oh my gosh, I'm so grateful that I have this $2 And I can put it in this piggy bank or I could put it in this account, and that it has the potential to grow and that I was able to do this and the gratitude around that versus how little it is and training ourselves to not think of it that way. Like what do you think was the what do you think created that major shift for you? Is there like one thing that you did regularly in terms of gratitude that started the momentum of the shift?

Dr. Beverly Wixon 9:29

Yes, um, every time I mean, I just started saying thank you a lot more. I had been writing thank you notes. I had read the Happiness Project by Gretchen Rubin years before and had sort of gone back to my wonderful I've gone back to writing thank you notes literal thank you notes that I swear people would give me things just to get the note. But I hadn't done anything much more with that. And so at the time though, started saying stop saying I'm broken I can't afford I also decided to take with those thank you notes every time I wrote them to make it list. What I was receiving and put $1 value next to it, you know, and some things were priceless. So I just came up with something. And if I didn't know the price, I would just take a guess. And then I would say thank you for it, even if I, if it was finding a penny in the street, if it was getting a free meal at my mom's house, I go over there and get a Coke, anything, I would write down $1 value next to it. And I'd start to see those things build up. And I just did it on a sheet of paper. So I did it on nothing major, you know, sort of like, you know, they talk about keeping a food journal is keeping your money journal. And so it was any money I got, and anything free that I received that was you know, how to validate that I could attach a value to, and I just, like I said, I just started saying, Thank you God, every time. And the other thing I like to do is, every time I go to my mailbox, or I'm walking, I pick a spot, and I just say thank you with every step to words, thank you. And it

Paula Shepherd 10:55

has nothing to do with money. It's just all about gratitude. It's all about recognising and being mindful for where you are in the moment. And we stop making it about this thing, right? This made up thing, I'm always like money the made up the made up system that's right. And start to be really aware of the things that cost us not a thing that we are so, so lucky to have. Gosh, oh my gosh, that's amazing. It just kind of gave me chills, like, whoo. Um, and I know, I know, also that you care very much about helping people break down things that are really or seem really scary and complex. And you you know, as a teacher, as an educator for a long time, you you also have shared about how you were making Shakespeare fun for your students and how you made it easier to understand and then also bringing in the concepts. How do you feel like you started you obviously started doing this kind of work before you even really recognise this was the work that you were doing. Would you share a little bit about your your Shakespeare teaching years and the exercises that you applied with your your high school students?

Dr. Beverly Wixon 12:14

I'm actually gonna go back to a middle school story on this. I taught in a middle school that was a brand new magnet school. And I taught seventh graders. We did. I taught them Midsummer Night's Dream, broke it down and told them I said it's English, it doesn't matter. It's English. If you you know, we'll break it down. We broke it down. Almost line by line. And after about the first act when I was still breaking it down that way they look. Some of them looked at me said You know, we got this now. I was like, oh, okay, so we would take a chunk. And then if they can explain it to me, we kept going, taught the same kids in eighth grade, we did Taming of the Shrew. We also went to see a play The Tempest. And so we had to do that one. Jigsaw, which is where a group does one act, another group does another act, and then they came together. So as they were getting ready to move out of eighth grade, I said to them, I said, you know, you've done three Shakespearean plays in two years. What could you possibly have in high school, that could be harder. And then they went on to high school, we kept track of them. And I happened to change jobs and go to that high school, when they were seniors, that group of kids, that same group of kids. And so I ran into many of them. I mean, they went to different high schools, but I ran into a lot of them at this one high school. And I asked them I said, so how's High School, Ben. And the fascinating thing was, especially in English, they were they said in my English classes, I was so bored until we did Shakespeare every year. Because everything else they felt like they knew because of things we had done. It was so easy for them to do. And they said they had so much fun during the Shakespeare that they were the ones teaching other students. And almost every single one of them and I'm talking about even kids who came to us as seventh graders who were low level. They were graduating with honours. I mean, it was just it was the most amazing thing to see. And they told me, some of them recite it back to me. I said come on. We did three Shakespearean plays in middle school. What was hard about high school. I just cracked up when they said it because they I built their mindset up to believe they could do anything. They could learn anything in high school, including chemistry and physics, which I would have never taken in high school. I didn't take high school because of what they had done in middle school. And then I also going back to the high school. I did use some of these exercises that I use for money mindset. I shared them with my high school students. And high school students aren't trying on this. This was the five minute thing they could do at the beginning of the class. They weren't trying, boys were you got these paper right You got a pencil. By the time they got everything together, they had a minute left. And they so they wrote something. And then kids would come in and say things like, hey, you know that thing we did the other day, which of course, they'd have to remind me about because I didn't remember what the thing was we did. And so they would, they would share it. This one girl was sharing that she had applied. She had been applying for jobs for two months. Because here she was a senior, she want to get a job to help her pay for college. And she hadn't got a single callback. And she had done all the things people told her to do. Call the companies ask them and everybody kept putting her off. And so she had written down. It was the big why question that that was the exercise. And she had written down why she wanted a job. That day, the day she did it, she went home and had three phone calls for interviews. Within a week, she had a job. And when she was sharing that this one boy goes, well, didn't work for me. I was like, What do you write? And he read what he wrote. Because I want one job instead of to do it. That's all you wrote. And he goes, Yeah. And so he was she wrote, like paragraphs, she held it up, she'd written three sentences. So I told him, I said, Do it now. Right now. And so he wrote it out. He was working two jobs 40 hours a week because he was putting food on his family's table because both of his parents had been laid off that year. And what he wanted was one job that would pay him what the two jobs are paying. He worked at McDonald's and Winn Dixie grocery store. Within two weeks, Winn Dixie talked to him about becoming a, I think it's called a floor manager. And they put him on a trial for that, you know, will trial effort. Within another couple of months, he got the promotion to that permanently. It was supposed to be a 90 day thing. But he got it in less than that. That promotion, made him able to quit the McDonald's job because he was making more money with that promotion than he was making it the two jobs combined.

Paula Shepherd 17:08

So that oh my gosh, that's incredible.

Dr. Beverly Wixon 17:10

And his grades came back up then at times.

Paula Shepherd 17:14

Right. But there's so much underneath of that right? Well, first of all, that was that surface level, we don't see what's actually happening in somebody else's life that could create their their ideals. And their we'll call, we'll just say money mindset, trying to stay away from just continuing to say mindset over and over again. But what we'll just do it. But um, I think it's beautiful that you started to share those lessons and those ideas when they were adolescents. That's not something that people talk about. I think generally speaking, all I knew growing up, and what most people I know, talk about is seeing their parents either have tough times, or we don't have enough money to sign you up for that or, you know, secretly parents struggling or hiding or having to ask for help all the time and feeling shameful about it. And what you really did was open up their eyes to this opportunity that you can bring these things to life. And sometimes we're so focused, I feel like on the one thing that we miss, what's right there. What's I mean, I, I had this conversation yesterday about walking down the street and being so worried about money and being up in your head and then potentially just stepping on $100 Bill and you just walk right by it. In the meantime, you're sitting there wondering how am I going to pay that thing? How am I going to pay that thing? I don't have enough, I don't have enough. And meanwhile, you just literally stepped on a solution. And you didn't even recognise it. And I think you're starting them or you started them back then. And this is what you do with your clients now is helping them to build this momentum by seeing these things a little at a time. Now, I know that you do this in a complimentary call that you do a couple of times a month with, with the right fit people is helping them to find $100 Will you tell us a little bit about that?

Dr. Beverly Wixon 19:18

Yeah, I do a 20 minute complimentary no sales, no pitch call to help you find $100 hiding right in front of you. Because most of the time we don't see this stuff. Like Like I said, I would accept the free meal, not thinking this is money in my pocket, because I wasn't having to buy it. And so often, we just totally ignore I received a reimbursement check yesterday for a dental appointment. They they're having it sent to us instead of going to the dentist. So it made it easier to see because the check came to me. But anytime you're paying insurance, you're paying for insurance where you have insurance, and you go to the doctor. You're paying a copay. The insurance is paying the rest of it. There's money right in front of you that you didn't have to pay. And we saw a great perspective. Yeah, so often we don't see it, we get rewards on credit cards, we get rewards for shopping in particular stores, we go to a store and we buy something on a discount, that's money that we saved. And my favourite is when you go to the store, you take it up there, and they tell you there's there's a discount that you didn't even know about, like, thank you. But again, if we don't say thank you for it, then why should we keep getting it and that's when we don't acknowledge it, you know, we don't acknowledge it, then we're not accepting it. And then we're not allowing it to come to us more. So we have to do all three, acknowledge, accept and allow.

Paula Shepherd 20:41

It makes me think about, you know, a check I got a couple of months ago, that was only a couple of dollars. And the first thing I said was, why did they even waste the money? Why did they even waste the money sending it and now thinking, Oh, I probably should have said, Oh my gosh, look like eight by $8? How cool that I just got an $8 Check. Right and being so grateful for it. And and I think we do as a society as well lose track because of this idea of that's not enough. Like that's not what's gonna make me wealthy. Right? How would you describe what now that knowing that in your past life back in the day, you just didn't care for this concept of wealthy people? You had it? There was a stigma around it? How do you see and describe wealthy now?

Dr. Beverly Wixon 21:30

Yeah, there was a time you know, I thought about the rich, greedy person, you know, Scrooge McDuck, and all those from lovely Disney movies. But today, it's, it's completely different. Whatever you get you deserve. I mean, I have no problem with looking at some, I mean, my mother will still say, when we're watching a football game, she'll say something like, he should retire. He's made enough money. I'm like, hey, if he's loving it, and they're willing to pay him for it, and that's great. I think it's fantastic. Because wealth is different for everybody. Some people, they are not, they don't think they'll never think they're wealthy until they have a billion dollars. Other people can be wealthy on a few $100. You know, I mean, it's completely different. I think we have to define wealth, when we define it for ourselves, instead of trying to live somebody else's definition of wealth, we're going to be much happier about it. And then we stop seeing those other people as being, you know, people who have more as being greedy, or as being filthy rich, remember that phrase, you know, we still see them as they're living their definition of wealth. And I'm living mine.

Paula Shepherd 22:42

Oh, my gosh, holy cow, that was so powerful. Beverly, I, you know, I think that's exactly what it is. And I've never, I've never really considered it that way before. But it is true, you know, my next door neighbour may not think of wealth in the way that I do. And wealth also involves so many other things that don't necessarily have a price tag, like the quality of your relationship could make you a wealthy person and the gratitude that you have around that, and the energy and the vibe that you're creating that then just invites in the rest of the stuff. I think it's it is a hole. Would you agree that in the work that you do that it becomes a whole perspective and not just a focus on this, like, tangible thing?

Dr. Beverly Wixon 23:26

Yes, definitely. I mean, I call it money mindset, because that's what most people want to think about in the beginning, is their money as an aspect, but it is everything else. It's appreciating what we have. And it's okay to appreciate what we have and still want more. But you have to appreciate what you have first, and so many people are too busy thinking about the future and totally ignoring the present. So it's, it's just a matter of that and growing. From there, I feel like you're if you nurture what you have, you'll grow what you want. When you don't nurture what you have, it's gonna die.

Paula Shepherd 24:06

Oh, my gosh, that's so true. And I've had the honour of knowing you for gosh, it's it's a we're only a couple of months off from it a year now. And I've just seen so much growth in you and seeing the success that the clients that you're working with, are having, and just hearing oh my gosh, they didn't just find $100 You know, they found $500 or this happened to them. And this is exciting. And just the fact that you celebrate people so big, is absolutely thrilling. I want people to know that about you. What do you feel like the biggest lesson or the biggest thing that you've learned about yourself or the way that you show up and serve other people has been since we started walking this walk through your journey together?

Dr. Beverly Wixon 24:54

Wow. biggest lesson I've learned Don't just I think it's just that it keeps going and that everybody's definition is different and, and that we always get more than we expect. Or at least everything I've seen is we get more than we expect. That's what I've seen in clients or I've seen in myself. I had a client who she just wanted to make enough money to pay rent that much that month. That's all she was looking for. She had estranged family members come back into her life, to help her with so many things. And it was shocking. She she never even thought about them coming back these people. And so she had that come in, she managed to not only pay rent, she got a new job. I had another client who got a promotion that she wasn't even looking at. She didn't even think it was possible. She wasn't looking for it. And just exciting. Yeah, so I mean, another client had, she got this intern out of the blue, who helped her do all kinds of things are in work, that she was able to take care of that in her business that she had didn't have time for. And this was all free. So it's amazing. The things that have happened to people, I'm just absolutely shocked and happy for them. It's, it makes me see even more as possible. It is not just like you said, it's not just about this thing called money that we have created. It's abundance in all forms.

Paula Shepherd 26:24

So true. Beverly, thank you so much for being here with us today. Thanks for telling your story that started with a peanut butter and jelly sandwich and has literally ended in you being able to support people in their journey to feeling wealthy and whole and expansive and full of gratitude. I'm going to I want everybody to connect with Beverly, go ahead and visit her website at Beverly I'm going to link everything in the show notes so you can connect with her everywhere on socials book in that call when it's available that complimentary calls she talked about you definitely don't want to miss it. Beverly, thank you again for being here. It is always a pleasure to be in the same space as you.

Dr. Beverly Wixon 27:11

Thank you, Paul. I feel the same way. It's been great.

Paula Shepherd 27:16

Thank you for listening to this episode of The confidence session. I know there are hundreds of 1000s of podcasts. And I'm so grateful that you chose to spend your time today with me. Head on over to be fearless with forward slash podcast to check out the show notes from today's episode and grab links to all the amazing goodies mentioned today. Also, if you love this episode, as much as I love making it, make sure you don't miss any future ones by hitting the subscribe button right now. See you next time.

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